What the new BoG policy rate means for your savings
Our Chief Economist explains how rate changes affect your fixed deposit and loan interest.
Read ArticleReal banking for real life in Ghana.
Current accounts with zero monthly fees. Savings that earn real interest. Loans that don't need a minister's signature. And a mobile app that works wherever MoMo works.
Banking that fits your life.
Clear products. No hidden fees. No confusing jargon.
Personal Banking
Current and savings accounts, loans, mortgages, and debit cards. Everything an individual or family needs — with zero monthly fees.
Explore Personal BankingBusiness Banking
SME loans, corporate accounts, trade finance, payroll, and treasury services. Built for Ghanaian entrepreneurs and established companies.
Explore Business BankingWealth & Investments
Fixed deposits, treasury bills, diaspora investment products, and retirement planning. Grow your money with competitive rates.
Explore WealthWHY GOLD COAST BANK
Ghanaian-owned. Ghanaian-run. Built for you.
We are not a branch of a foreign bank making decisions in another country. Every decision is made right here in Accra.
- Zero monthly fees on current and savings accounts
- Open an account in under 10 minutes with Ghana Card
- Send money instantly between your bank account and MoMo
- Use any ATM in Ghana — we don't charge you extra
- Speak to a real Ghanaian when you call customer support
100% Ghanaian-Owned
Licensed & Regulated by the Bank of Ghana
Gold Coast Bank is a trading name of Gold Coast Bank Group Limited
MOBILE BANKING
Your bank. In your pocket.
The Gold Coast Bank app is the main branch — open 24/7, wherever you are. Open an account, send money, pay bills, buy airtime, and invest — all from one screen.
- Open an account in 10 minutes with Ghana Card verification
- Instant transfers between bank account and MoMo
- Pay DSTV, ECG, Ghana Water, and more
- Buy MTN, Vodafone, and AT airtime
- Real-time notifications for every transaction
App Store
Google Play
FOR DIPLOMATIC MISSIONS
Embassy Liaison Desk
Dedicated banking for embassies, high commissions, and international organizations. Protocol-compliant accounts, preferential forex rates, and a named Relationship Manager with a direct line.
Visit Embassy DeskFOR BUSINESSES
Business Banking
SME loans from GHS 50,000. Corporate accounts with dedicated support. Trade finance, payroll management, and treasury services for Ghanaian businesses ready to scale.
Explore Business BankingMoney matters. We explain it.
5 smart money moves for Ghanaian professionals in 2026
From T-bills to mortgages — practical steps to grow your wealth this year.
Read ArticleHow to spot a banking scam in Ghana
Protect your money. Learn the red flags of phishing, fake apps, and impersonation.
Read Article50,000+
Active Customers
GHS 0
Monthly Account Fees
25+
Branches Nationwide
24/7
App & Online Banking
Open an account in 10 minutes.
Download the app. Verify with your Ghana Card. Start banking. No paperwork. No branch visit.